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This goes both ways. I have the data of posts on this forum and my personal experience. You have your own anecdote. That’s it.But if you want to talk about facts, the fact is that this message can mean any number of things. You can play the lottery and get one of two prizes- wait two years to save £100 and discover that it was nothing- wait two years to save £100 and then be on the hook for paying £14kLet’s say the probability of the latter is 1%? You still end up losing money overall. Those are pretty abysmal odds.
This goes both ways. I have the data of posts on this forum and my personal experience. You have your own anecdote. That’s it.
But if you want to talk about facts, the fact is that this message can mean any number of things. You can play the lottery and get one of two prizes
- wait two years to save £100 and discover that it was nothing
- wait two years to save £100 and then be on the hook for paying £14k
Let’s say the probability of the latter is 1%? You still end up losing money overall. Those are pretty abysmal odds.